Auto

gansfuss-auto-insuranceIf you haven’t reviewed your policy in a while, you might be missing out on a broad array of valuable discounts. Most low-priced auto quotes are giving away more of your coverage that you need just to save you money on premiums. Don’t give up extra insurance that you need just to save money. If you don’t keep a close eye on the details of your policy, you could also end up paying for things you don’t need. For example, you may be a member of an auto club that provides roadside assistance yet also pay for towing on your auto insurance policy. Look for opportunities to eliminate unnecessary costs. Without a great safety net, driving uninsured puts more at risk than just our cars. This is a great time to sit down with us and find out how you should be insured for your needs.

  • The average new car purchased today costs $30,910.
  • People keep their cars on average 11.3 years now, a 14% increase since 2007.
  • We spend an average of 4,770 each year on maintenance.
  • 1 in 6 drivers are uninsured.
  • Almost 20,000 NJ drivers have the bare minimum dollar-a-day policies that don’t cover your damages.
  • 14.4% of accidents are caused by uninsured motorists.
  • 16% of all drivers are uninsured.
  • Surveys show that consumers tend to believe their auto policies provide more coverage than they actually do.
  • 1 in 4 Americans distrust the insurance industry. What you don’t know CAN hurt you.
  • Less than half of those polled (40%) have read their current insurance policy in its entirety in the last year.
  • Only 20% believe they understand the details of the insurance policy they purchased.
  • 57% of consumers feel they know more about their prime-time television shows than they do about their insurance policies.